Pickup Trucks

Car Data Checks on Used Cars

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Many people look to used cars in order to save some money on their next purchase. When looking for a used car you obviously want to find one that is in good condition, drives well and one that you feel comfortable in. What many used car buyers don’t often do is carry out a data check first.

These data checks search the history of the car. They can indicate any finance that the previous owners have taken out on the car, whether the car has been involved in an accident or written-off in the past and whether the car is at risk of theft or fraud. Other details that a data check will tell you are the number of previous owners, registration details and the vehicle identification number.

Data checks are very important when buying a used car as some sellers may not be completely honest when trying to sell you their car or they may just not know about it if the car has had more than one previous owner. Some statistics from the AA’s website show how important car checks are; around 1 in 3 cars have some form of hidden history with a quarter of cars having some sort of finance agreement against them.

If a car was found to have existing finance secured against it in the name of a previous owner, you may become liable for the debt as the new owner. This means that a deal that you thought was easily within your budget, suddenly becomes over your budget. If you found you couldn’t manage the car’s repayments, this could have a negative effect on your credit history or the loss of the vehicle.

Around 160,000 cars are stolen and 600,000 cars written-off each year, so you can see how easy it would be to buy a used car that has a bad history. Another trick some dodgy used car sellers try is to adjust the mileage on the car so it appears to have done fewer miles. As many as 1 in 14 cars have mileage discrepancies and a simple data check would highlight any discrepancies.

There is no doubt that the popularity of used car finance is increasing as people look for a more affordable ways to upgrade their cars. As long as you carry out a data check on the car before you buy then you should be ok. Always check for any dents and scratches that the previous owner may have tried to cover up as you can use this when you negotiate on the price.

If you are looking for a quality used car then speak to a reputable car dealer about the range of car finance available, Most established car dealers will carry out vehicle checks as standard, saving you the trouble.

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Written by Guest

December 29th, 2009 at 5:02 am

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